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: : Cash Management

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Cash Management

In this competitive economy, companies are attempting to save costs and work more effectively. An efficient cash flow is the key to the daily operations of many of our business customers. Our Cash Management Department offers a variety of services to allow you access to reporting tools and cash management products that your business needs to maximize that efficiency.

Debit BusinessCard^®

Now your company can enjoy the convenience of an ATM Card! The Standard Bank Debit BusinessCard^® allows easier access to your company’s funds at any Standard Bank ATM or thousands of other ATMs throughout the United States.

In addition, the Standard Bank Debit BusinessCard^® can be used for purchases anywhere the MasterCard^® logo is accepted. This eliminates the need for a petty cash fund or cutting checks in advance for simple purchases. Your purchases with the Standard Bank Debit BusinessCard^® are directly debited from the Standard Bank checking account that you assign.

Debit BusinessCard® Application - PDF (Acrobat Required)

SB LINK™

SB LINK™ is Standard Bank’s advanced online solution for businesses. With 24 hour, 7 day a week access, you will be able to manage your accounts anywhere an internet connection is available. Whether it is transferring funds between your company’s accounts, paying vendors or pulling detailed information, SB LINK™ brings this information directly to you.

Direct Deposit (via SB LINK™ ACH)

Offer your employees the opportunity to electronically receive their payroll deposits. Direct Deposit gives your employees immediate availability of their funds. In addition, reconciling your company’s payroll accounts will be less time consuming and easier to track.

Lockbox Service

Our lockbox service uses multi-million dollar technology to direct your receivables into your Standard Bank checking account. The lockbox service gives your company much quicker availability of your funds. The reporting features behind the lockbox service are custom tailored to meet your needs.

Account Analysis

Our Account Analysis function gives your company an earnings credit based on the collected funds you keep at Standard Bank. This earnings credit is used to offset a portion or all of the fees incurred based on your account activity.

Sweep Accounts

Sweep Accounts can be used in a variety of ways. Sweep Accounts can sweep excess funds into a savings account to maximize interest income. Also, Sweep Accounts can be used to maintain zero balances accounts or automatically pay down commercial lines of credit.

Merchant Card Processing

Offer your customers the ability to pay for your products services with a credit or debit card. Our Merchant Services Program offers competitive rates along with the high level of customer service Standard Bank customers have grown accustomed to.

For information on any of the services mentioned here, contact the Cash Management Department toll-free at 866-499-BANK (2265).

Member FDIC. Equal Housing Lender

. Standard Bank's internet account access features make use of a private network, intended for authorized users only. We have confidence in the security measures we employ; however, this is not an invitation for individuals to attempt unauthorized access. Standard Bank reserves the right to monitor, record and prosecute any individuals who attempt unauthorized use of this system.

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