CDs and IRAs

CDs are an excellent choice to receive a guaranteed fixed rate of interest for terms from 3 months to 60 months, depending upon your needs. Certificates of Deposit are a great way to earn higher interest with the peace of mind that your investments are FDIC insured up to $250,000*.

Traditional Individual Retirement Accounts (IRAs) offer individuals a secure investment option. With tax-deferred growth and tax-deduction potential, a Traditional IRA is a solid investment choice when planning for your retirement.

Account Type	Minimum to Open	Service Fees	Advantages
12 Month Standard CD	$1,000.00	N/A	Open Online Now 12 Month term See current rates
Fixed Rate CD	$1,000.00	N/A	Terms available from 3 months to 60 months See current rates
Fixed Rate IRA	$1,000.00	N/A	Terms available from 3 months to 60 months See current rates
Variable Rate IRA	$100.00	N/A	18 month terms available See current rate

To discuss deposit account options and find the account that is right for you, simply call Standard Bank toll-free at 866-499-BANK (2265) or visit any of our many branches throughout the Chicagoland and Northwest Indiana area.

Please review the Truth In Savings Disclosure for complete account details.

* Until December 31, 2013