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Home : Personal Banking : Checking : Student e-Checking
Standard Bank & Trust

Student eChecking


This account is specifically designed for students aged 15-24. A Student eChecking account provides young adults in school their first checking account and the tools for learning personal financial management. This account comes with the opportunity for ATM withdrawal surcharge refunds nationwide.

Plus, the Student eChecking provides the ability for parents (co-owner) to make deposits (transfers) from an existing Standard Bank account to the student account easily and without incurring fees.Open Now

Account Features

• No monthly service fee
• No minimum balance requirement
   ($50 minimum to open account)
• Unlimited check writing
• Free Online Banking with CheckFree® Bill Pay
• Free Mobile Banking
• Free eStatements with check images
• Free first basic order of checks
• Free Standard Bank Debit MasterCard®
• Free unlimited ATM transactions at any Standard Bank ATM
• ATM withdrawal Surcharge Refunds up to $12 per month*

A parent or guardian is required as a co-owner for students under 18. This account will automatically switch to an eChecking account when student turns 25.

To discuss deposit account options and find the account that is right for you, simply call Standard Bank at 866.499.2265 or visit any of our branches throughout the Chicago and Northwest Indiana area.

*In order to receive up to $12.00 in ATM withdrawal fee refunds nationwide, you must meet the following qualifications each monthly statement cycle: 1. Make at least six signature-based (non-PIN) point of sale (POS) purchases with your debit card. POS purchases must post to your account each monthly statement cycle in order to qualify. ATM fees are credited after qualifications are met. 2.  Receive Electronic Statements via our free online banking service (valid email address is required)
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