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Home : InfoCenter : Deposit Rates : Standard Bank | Checking Savings CD Deposit Rates

Deposit Rates

For Deposits less than limits as described below.
Effective Date: 08/18/2014

ProductMinimum Balance to Obtain APYInterest RateAnnual Percentage Yield
Business Money Market$1.00 - $24,999.000.035%0.04%
$25,000.00 - $49,999.000.035%0.04%
Business NOW$1.00 and above0.035%0.04%
$50,000.00 - $99,999.000.095%0.10%
$100,000.00 and above0.145%0.15%
CD - 3-5 months *$1,000.00 and above0.065%0.07%
CD - 6-11 months *$1,000.00 and above0.095%0.10%
CD - 12-17 months *$1,000.00 and above0.195%0.20%
CD - 18-23 months *$1,000.00 and above0.255%0.26%
CD - 24-35 months *$1,000.00 and above0.355%0.36%
CD - 36-47 months *$1,000.00 and above0.504%0.51%
CD - 48-59 months *$1,000.00 and above0.604%0.61%
CD - 60 months *$1,000.00 and above1.000%1.01%
Variable IRA - 18 months$100.00 and above0.305%0.31%
Simply Money Market$1.00 - $9,999.000.035%0.04%
$10,000.00 - $49,999.000.035%0.04%
$50,000.00 - $99,999.000.095%0.10%
$100,000.00 and above0.145%0.15%
Passbook Savings / Kids Club$1.00 and above0.045%0.05%
Standard Savings / Kids Club$1.00 and above0.045%0.05%
My Green Savings (1)$1.00 and above0.045%0.05%
Business Savings$1.00 and above0.045%0.05%
Health Savings Account$100.000.295%0.30%
Premium Savings$1.00 - 9,999.990.045%0.05%
$10,000.00 - $24,999.990.045%0.05%
$25,000.00 - $49,999.990.045%0.05%
$50,000.00 - $99,999.990.105%0.11%
$100,000.00 and above0.195%0.20%
Simply Checking$1.00 and above0.035%0.04%
My Green Checking (if requirements not met)†$1.00 and above0.025%0.03%
My Green Checkingover $15,000.000.205%0.21%
$1.00 - $15,000.001.485%1.50%
Business Premium Savings$1.00 - $4,999.990.045%0.05%
$5,000.00 - $24,999.990.045%0.05%
$25,000.00 - $49,999.990.045%0.05%
$50,000.00 - $99,999.990.105%0.11%
$100,000.00 and above0.195%0.20%


IRAs Fixed, 3 months to 60 months, same rates as CDs

*  For Deposits less than $100,000.00
(1) my green checking required
Annual Percentage Yields (APYs) shown are subject to change without notice. Fees may reduce earnings.
Minimum balance to open Term CDs is $1,000. A penalty may be imposed for CD withdrawals before maturity.
Minimum balance to open a Kids Club Savings is $10. Minimum balance to open all other accounts is $100.

Tiered Variable Rate Information – Each cycle the qualifications are met:
An interest rate of 1.485% with an Annual Percentage Yield (APY) of 1.50% will be paid on balances up to $15,000.00
An interest rate of 0.205% will be paid on the portion of account balances greater than $15,000.00.  The annual percentage yield (APY) for this tier will range from 1.50% to 0.21%, depending on the balance in the account.

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