Terms and Disclosures

At Standard Bank, we want you to feel safe and secure when banking with us.   Below is a list of the Terms and Disclosures that describe in detail all of the products and services we offer.  We encourage you to read through them carefully, so you will better understand how your accounts work.

Deposits:

• Deposit Account Disclosure
• CD Truth-In-Savings Disclosure
• Check 21

Loans:

• Home Equity Line of Credit Initial Truth-In-Lending Disclosure

Electronic Services:

• Debit MasterCard™ Terms and Conditions
• e-Statements Terms and Conditions
• Electronic Funds Transfers 
• Online Banking Terms of Use
• Online Banking Agreement and Disclosure

Other:

• Privacy Statement
• Web Site Terms of Use
• Hyperlink Disclosure
• Luxury Expenditure Policy