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Home : Personal Banking : Credit Cards

Standard Bank Credit Cards

Accepted the world over, your Platinum or Personal MasterCard® includes no annual fee, no charges for balance transfers, and credit lines up to $30,000.  Plus you can buy with confidence because all Standard Bank MasterCards® feature Zero Liability for Unauthorized Purchases1.

Choose a low rate with the Platinum Card, or cash back with the Personal Rewards Card - both come with a 0% APR Introductory Rate2,3 on purchases and balance transfers!

Platinum

0% Intro APR on purchases and balance transfers, then 12.24%

  • No Annual Fee
  • No Charge for Balance Transfers
  • Credit Line up to $30,000
  • Zero Liability on Unauthorized Purchases1
  • Optional Rewards Program
  • See Terms and Conditions
  • Call us toll-free at 866-499-2265 (BANK) to Apply Now!

Personal Rewards

1% Automatic Cash Back
0% Intro APR

  • No Annual Fee
  • No Charge for Balance Transfers
  • Credit Line up to $30,000
  • Zero Liability on Unauthorized Purchases1
  • See Terms and Conditions
  • Call us toll-free at 866-499-2265 (BANK) to Apply Now!

 

Once your account is established, there are two easy ways to access your account by contacting Customer Service at 877-881-6018 or for online payments and transaction tracking log in to: www.managemycreditcard.com

Need purchasing power for your company?

 



Cardholder conditions:

1. The cardholder must have exercised reasonable care in safeguarding his or her card from risk of loss or theft; 2. The cardholder must not have reported two or more incidents of unauthorized use within the preceding 12 months; 3. The account must be in good standing.

2. Platinum:
Upon qualification. Introductory rate is for the first six billing cycles and applies to purchases and balance transfers. After the introductory period, the APR will be variable. The APR for Purchases and Cash Advances is based on the WSJ Prime Rate plus a margin, and the rate is calculated monthly by adding the margin applicable to the account to the WSJ Prime Rate. As of 01/09, the WSJ Prime Rate is 4.00%. APRs are competitive and range from 7.99% to 16.99%. Variable APR is determined based on a review of the cardholder's application and credit history. Not everyone will qualify for the lowest rate. Cash Advance APR: 19.99% minimum; 24.99% maximum. 19.99% APR as of 01/09. Delinquency APR: 23.99%. Minimum finance charge: $1.00. Cash advance fee: $5.00 or 3.50% of the total dollar amount, whichever is greater.

3. Rewards:
Upon qualification. Introductory rate is for the first six billing cycles and applies to purchases and balance transfers. After the introductory period, the APR will be variable. The APR for Purchases and Cash Advances is based on the WSJ Prime Rate plus a margin, and the rate is calculated monthly by adding the margin applicable to the account to the WSJ Prime Rate. As of 01/09, the WSJ Prime Rate is 4.00%. APR is a competitive 12.99%. Cash Advance APR: 19.99% minimum; 24.99% maximum. 19.99% APR as of 01/09. Delinquency APR: 23.99%. Minimum finance charge: $1.00. Cash advance fee: $5.00 or 3.50% of the total dollar amount, whichever is greater.

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