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Home : Personal Banking : Checking : Student e-Checking
Standard Bank & Trust

Student eChecking


This specially designed account for students aged 15-24 provides young adults their first checking account and the tools for learning personal financial management.

Account Features

·         No minimum balance requirement after account opening and no monthly fees

·         Free Debit MasterCard® and unlimited ATM transactions at any Standard Bank ATM

·         ATM withdrawal fees refunded, up to $12 a month*

·         Online and mobile banking

·         Parents can easily transfer money between Standard Bank accounts

Open Now

A parent or guardian is required as a co-owner for students under 18. This account will automatically switch to an
eChecking account when student turns 25.

*   A minimum balance of $50.00 is required to open a Student eChecking account. To receive up to $12.00 in ATM withdrawal fee refunds nationwide, you must meet the following qualifications each monthly statement cycle. 1.) Make at least 6 signature-based (non-PIN) point of sale (POS) purchases that post to your account during the monthly statement cycle with your Standard Bank Debit MasterCard®.  2.) Receive Electronic Statements via our free online banking service (valid email address is required).


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Member FDIC. Equal Housing Lender Equal Housing Lender. Standard Bank's internet account access features make use of a private network, intended for authorized users only. We have confidence in the security measures we employ; however, this is not an invitation for individuals to attempt unauthorized access. Standard Bank reserves the right to monitor, record and prosecute any individuals who attempt unauthorized use of this system.

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