To sign up for e-Statements, please fill out the form below.
When your statements are ready for viewing, you will be sent a notification to
the email address you provide below.
If you have any questions about e-Statements, please feel free to Contact Us
here, or call toll-free 866-499-BANK (2265).
Terms and Conditions
Customer must be the Primary
Account owner on all accounts they wish to access electronically.
e-Statement Agreement ("Agreement") :
In consideration of the e-Statement Program ("Program") to be provided
by Standard Bank and Trust Company as described from time to time in information
distributed by Standard Bank and Trust Company to its customers, the undersigned
customer(s) of Standard Bank and Trust Company ("you" or "your") agree(s) as
• General. You hereby request and authorize Standard Bank and Trust Company to
send notice of regular periodic account statement(s) and any required
account disclosures to you in electronic format for all accounts
designated in this agreement. You understand that you will be
responsible for viewing your account statement(s) and disclosures
through Standard Bank and Trust Company's Online Banking Program, and that by
entering into this Agreement, you will no longer receive paper account
statements. You agree to be bound to all rules and regulations
applicable to your deposit account and any other contract for services
at Standard Bank and Trust Company as established and amended by Standard Bank and
• Program Requirements. You hereby affirm and agree that you have access
to the following computer hardware and software, which are necessary for
the operation of this Program:
- Personal Computer with internet access
- Microsoft Internet Explorer browser (version 6.0
or higher) or Firefox browser (version 3.0 or higher)
- Adobe Acrobat 6.0 or higher
- Authorized Online Banking Access
- Method by which to store statements: printer,
download capability, sufficient memory space on computer, or disk
Standard Bank and Trust Company will notify you of any material
change in hardware or software required for retrieving or storing
account statements or disclosure information. If such changes render you
unable to access the Program, you may cancel your participation in the
Program immediately by terminating this Agreement as outlined below.
There will be no charge for such termination.
• Disclosures. Federal law requires that we obtain your consent before
providing required account disclosures electronically. To receive your
periodic statements online, you must consent to receive any required
disclosures electronically. Standard Bank and Trust Company will provide this
information in a clear, conspicuous manner that you can print and/or
store using the hardware and software specified above. Standard Bank and
Trust will send a message to your email address each month telling you
when your disclosures and/or periodic statements are available. A copy
of said disclosures may be viewed by accessing Online Banking via
Standard Bank and Trust Company's web site, www.standardbanks.com. The disclosures
will be available for viewing online for a period of at least 90 days.
You may withdraw your consent to receive your account disclosures
electronically by calling Customer Service toll-free at 1-866-499-BANK
(2265); sending your email request to
or mailing your written request to Standard Bank & Trust, e-Statements, CRF Department, 7725 W 98th Street, IL 60457. There are no fees for withdrawal of consent. Such
withdrawal of consent will result in termination of this agreement, and
will result in Standard Bank and Trust Company mailing your account statements and
disclosures to the address Standard Bank and Trust Company has on file in paper
• Termination. You may terminate this Agreement at any time by
contacting us as indicated above. There are no fees associated with
revoking this Agreement. Standard Bank and Trust Company may also terminate this
Agreement at any time and for any reason without advance notice to you.
Termination of this agreement will result in Standard Bank and Trust Company
mailing your paper account statements and disclosures to the address
Standard Bank and Trust Company has on file.
• Operation of Online Account Statement Program. Standard Bank and Trust Company
will send you an email notification each month to the email address you
provide. The notification will inform you that your deposit account
statement and required disclosures are available online. Following the
notification, you will be able to access your account statement by
logging on to Personal Online Banking via Standard Bank and Trust Company's
website, www.standardbanks.com , using your Access ID and Password. Your
account statement will be posted at Standard Bank and Trust Company's website for
18 months after Standard Bank and Trust Company emails you the notification that
it is available. You are responsible for printing or downloading copies
of your statement for your permanent records. If you require a copy of
your account statement after the 18-month period has ended, you must
follow the procedure described for obtaining a paper copy below.
• Paper Copy Procedure. You have a right to obtain a paper copy of any
of the above-described disclosures or online account statements. To
obtain a paper copy, you must call our Customer Service Center at
866-499-BANK (2265). A paper copy of your statement will be provided to you
for a fee of $5.
• Email Address Access and Changes. You agree to maintain a valid email
address to receive the account statement notifications. You agree to
notify Standard Bank and Trust Company immediately if you are unable to access any
of the information that has been delivered by Standard Bank and Trust Company in
an electronic form or manner. If you change your email address, you must
notify Standard Bank and Trust Company by calling Customer Service toll-free at
1-866-499-BANK (2265). If the email notification is returned to Standard
Bank and Trust as undeliverable, a written notification that your
electronic statement is available will be mailed to you at the address
Standard Bank and Trust Company has on file for you, along with a request for your
new email address. If we do not receive a response from you within
fourteen (14) days, Standard Bank and Trust Company will cancel this Agreement and
resume mailing paper statements to the address Standard Bank and Trust Company has
on file for you.
• Liability. Standard Bank and Trust Company will not be responsible or liable for
consequential or incidental damages for Standard Bank and Trust Company's
performance under this Program, damages arising from unauthorized access
to the Online Account Program, damages arising from your inability to
access your online account statement, including computer, email or
internet malfunctions, or any costs associated with updating, modifying
or terminating your software or hardware.
• Confidentiality. You agree to maintain the confidentiality and
security of your online account Access ID and Password, and you agree
that Standard Bank and Trust Company's security procedures are commercially
I acknowledge that I have reviewed this Agreement, understand the terms
and conditions set forth herein, and agree to be bound hereby. This
agreement will apply to the accounts I have listed above.
Please click here to open the attached PDF document to retrieve the
Access Code and insert below. This will indicate to us that you
have the ability to open and view PDF documents, which is the format
that statements and disclosures appear in.
(see the e-Statement PDF for your Access Code)
By checking this box, I agree to receive my periodic account statements and any required disclosures online. (This consent applies to all accounts identified in this Agreement)
I Agree to the Terms and Conditions of the Disclosure.*