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Home : Mortgages : Home Loans and Mortgages : Standard Bank Home Loans and Mortgages
Standard Bank & Trust

Home Loans and Mortgages

Your home.  It's the American Dream and yet it can be a complicated process.  Our Mortgage Consultants will help the largest purchase you will ever make, one of the easiest purchases you ever make.

First Mortgage

Your first home loan. The largest purchase you will ever make. Trust the friendly experts at Standard Bank's Mortgage Center to guide you through the home buying process.   If you already have a mortgage, Learn how to possibly cut years off your loan by making extra principal payments.

Second Mortgage

Second Mortgages are a great way to consolidate all of your bills in to one monthly payment using the equity in your house. Oftentimes the interest is tax deductible1, too! Standard Bank offers a wide range of Second Mortgages to suit your financial situation.

Click here to Pre-Apply for your Mortgage today


Are you getting the most for your money? It's not too late to Refinance your current mortgage with Standard Bank and get a better rate.  Give the loan experts at the Mortgage Center just a few minutes of your time, and you could save a lot of money on your Mortgage.

Click here to Pre-Apply for your Mortgage today

Reverse Mortgage

If you are a home owner aged 62 or over and are looking for a more independent lifestyle - then a reverse mortgage from Standard Bank may be right for you.  You can access a portion of your home’s available equity to pay for medical expenses, home improvements, a long deserved vacation or any unexpected expenses that may arise.

Be sure to download our exclusive Reverse Mortgage Buyer's Guide! Get the skinny on this great program which has helped thousands live comfortably.

FHA Loan

An FHA (Federal Housing Administration) Loan is a wonderful way for first time home buyers to afford the house of their dreams, while benefiting from a lower down payment. Down payments are as low as 3.5% of the value of the house. 

Click here to Pre-Apply for your Mortgage today
Adjustable Rate Mortgage

Adjustable Rate Mortgages, also known as ARMs, are available in differing programs in which the initial interest rate adjusts after 3, 5, 7 or 10 years and then annually thereafter.  Most ARMs benefit from an initially lower, variable interest rate. A Standard Bank mortgage expert can help you decide if an ARM is right for you.

Trust the friendly experts at Standard Bank's Mortgage Center to guide you through the home buying process. Simply call Standard Bank toll-free at 866-499-BANK (2265), visit any of our many branches throughout the Chicagoland and Northwest Indiana area.

Click here to Pre-Apply for your Mortgage today

Terms and Disclosures
1 Consult a tax advisor regarding the deductibility of interest.

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